Real math for real decisions

Case Studies.

Every case here starts with a real driver, a real ZIP code, and real vehicles they'd actually cross-shop. We do the 5-year math — depreciation, fuel or electricity, insurance, maintenance, incentives — and let the numbers land where they land. Some cases favor the EV. Some don't. That's the point.

Launch library · 3 studies live, 7 in the pipeline

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EV wins narrowly Denver, CO

Tesla Model Y vs. Toyota RAV4

A family of four with an 18K-mile-a-year driving habit runs the numbers. Xcel's EV rate helps, Colorado's $5,000 tax credit helps more — but Tesla's higher sticker price makes it close.

18,000 mi/yr · 5-year horizon · Cash

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Gas wins clearly Dallas, TX

Ford F-150 Lightning vs. Gas F-150

A residential contractor asks whether the Lightning saves him money at 22,000 miles a year with occasional towing. Cheap Texas overnight power isn't enough to close the $20K sticker gap plus steeper depreciation.

22,000 mi/yr · 5-year horizon · Cash

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Hybrid wins Boston, MA

Tesla Model 3 vs. Toyota Camry Hybrid

A retired teacher drives 6,500 miles a year in Eversource territory. High Massachusetts electricity rates plus low mileage tilts the math toward the 51-MPG hybrid — the "quiet default" that beats an EV at these usage levels.

6,500 mi/yr · 5-year horizon · Cash

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Coming soon Seattle, WA

Hyundai Ioniq 5 vs. Hyundai Tucson

A commuting couple in PSE territory considers same-brand cross-shopping. Modest electricity rates, no state EV rebate.

In the pipeline

Coming soon Phoenix, AZ

Chevrolet Equinox EV vs. Chevrolet Equinox

Same-name comparison with SRP's exceptionally cheap $0.045/kWh super off-peak overnight EV rate.

In the pipeline

Coming soon Detroit, MI

Ford Mustang Mach-E vs. Ford Escape

DTE Energy's Time-of-Day EV rate versus 26 MPG Michigan winters. Same brand, similar footprint, very different math.

In the pipeline

Coming soon Atlanta, GA

Kia EV6 vs. Kia Sportage

Georgia Power's flat residential rate against a compact crossover with equivalent utility. No state EV rebate.

In the pipeline

Coming soon Portland, OR

Volkswagen ID.4 vs. Volkswagen Tiguan

PGE territory, mild climate, generous OR rebate. A test of whether same-family cross-shopping tips the scales.

In the pipeline

Coming soon Denver, CO

Subaru Solterra vs. Subaru Forester

An outdoor-oriented buyer in Xcel territory. AWD compact SUV showdown with Colorado's EV credit stacked in.

In the pipeline

Coming soon Chicago, IL

Nissan Ariya vs. Nissan Rogue

ComEd territory (state-average rates until we get their EV plan). A same-brand comparison at moderate mileage.

In the pipeline

How to read a case study. Each one starts with the driver's situation (city, mileage, ownership horizon, purchase method), then walks through vehicle-by-vehicle economics: purchase price, depreciation loss, fuel or electricity cost, insurance, maintenance, and any incentives. Every dollar figure comes from published rate schedules, EPA fuel-economy data, and Drive Economics's own insurance and maintenance models. Numbers are dated snapshots — see each case's "last verified" line.